Personal Loans

Falcorn Finance products comprise of the following:

  • Various Finance options with flexible repayment periods
  • No security is required
  • Your credit profile and affordability determines your qualifying amount
  • Loans are granted through our branch network ,via our client care centre or online
  • All products are priced and structured according to the National Credit Act
  • Quick approvals and immediate payouts upon approval.

Loans of up to R 20 000.00

Our personal loans option range from R 1 000 to R 20 000

Blacklisted clients are welcome!

Repayment terms range from 1 to 12 months!

Permanent monthly paid employees only!

Personal Loan Application Form

You are under no obligation to take this loan until you have signed the contract.

We will not share your information with 3rd parties.

Terms and Conditions

The use of Falcorn Financial Services application form is subject to the Terms and Conditions set out below.

Please take take note That:
You hereby declare that the information provided to Falcorn Financial services is true and correct and that you are not currently insolvent, under administration, debt review or any debt restructuring programme. You declare that you are a South African citizen between 18 and 65 years of age.

Product Offered

We offer a completely independent 3-in-1 Plan: A credit report (one on the first month and one after six months ), Financial Counselling Programme and free loan-finding service. Falcorn Financial Services is a registered credit Provider and works with different service provider.

Based on the details that you have provided during your application, Falcorn Financial Services will aim to find the best loan available to you by searching the entire South African market for a moneylender/broker that will assist you. We strive to find you a lender that will give you the amount that you’ve requested, otherwise we will prefer you a lender that best matches your specified requirements. Furthermore, you give us permission to pass your details on to these lenders should we feel it necessary to do so.

The loan-finding service we provide is free of charge. You will also have access to a credit report as well as telephonic financial advice and debt management which will be activated upon the successful payment of your plan. The credit report, which is underwritten by Transunion , will provide you with an overview of your credit status including your scoring, and the telephonic financial advice and debt management will give you further financial freedom for peace of mind.

For all of these services, a monthly perpetual agreement fee of R98.00 over six months will be payable. We will deduct these fees directly from your bank account with the account details you have provided, using the NAEDO direct debit system, on or around your salary date. The reference on your bank statement will reflect as FFS or NPFalcorns

Please note that this agreement is not binding and that you’re entitled to cancel at any given time. However, you do have a five-day cooling-off period which will commence upon the completion of this application. Should you cancel or reverse after the cooling-off period, we’ll charge you a reasonable cancellation fee (as prescribed by the Consumer protection Act) of only R150, as the services would already have commenced.

You hereby state that you understand these Terms and Conditions and give Falcorn Financial Services permission to debit your account for the 3 in1 plan .

We use a third party collections agent. Therefore, their name, along with your unique Falcorn Financial Services reference number, will be referenced on your bank statement. We will only deduct the funds from your account if your application for our services has been received, accepted and processed. You consent that we may request your credit information from a credit bureau in raw format (xml string or otherwise), which will be presented to you in pdf format.


You understand that the withdrawal hereby authorised will be processed through a computerised system provided by the South African Banks. You also understand that details of this withdrawal will be printed on your bank statement. Such reference will enable you to identify the Agreement.

You acknowledge that the payment instruction issued by you shall be treated by your abovementioned Bank as if the instruction have been issued by you personally.

You agree that although this Authority and Mandate may be cancelled by you, such cancellation will not cancel the Agreement. You will not be entitled to any refund of any amount which we have withdrawn while this Authority was in force, if such amount was legally owing by you.

You acknowledge that this Authority may be ceded or assigned to a third party if the Agreement is also ceded or assigned to that third party, but in the absence of such assignment of the Agreement, this Authority and Mandate cannot be assigned to any third part y.


We strongly recommend that you only borrow what you can afford to repay within the loan terms. Our short-term solutions are not intended to meet your long-term, financial needs.
This website will match you with a lender based on the information that you have provided in your application. Cash transfers may vary between lenders, and in some instances faxing may be required. In certain instances, a credit check may be conducted using your South African identity number to check your credit history and share your information with any of our partners to ascertain suitability for our product for as long as you’re a client of Falcorn Financial Services Completion of the application in no way guarantees that you will be approved for the loan requested.

As per the requirements of the Consumer Protection Act No. 68 of 2008, should you feel the need to lodge a complaint about the services we provide, kindly forward your complaint to We strive to resolve all complaints within 72 hours from date of receipt.