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Minimum period offered by registered credit provider(s): one month
Maximum Period offered by registered credit provider(s): 60 (Sixty) Months
Loan Types: Secured Loans, Unsecured Loans, Bonds (Mortgage), Personal Finance, Bridging Finance, Debt Consolidation etc.
Our referral consultant(s) and their respective financial Services and Credit providers whom vet our clients to provide a possible loan, subject to the clients’ affordability and credit criteria as prescribed and governed by the NCA (National Credit Act, 2005, DO NOT provide pay day loan services.
Representative Example: Nett loan amount, R 50,000.00, term 36 months, APR (Annual Percentage Rate) 10.71%, fixed nominal rate at 8.84% p.a., one-time Service fee approximately 2.00% of net loan amount. This could apply provided the following: A sufficient credit score and positive affordability criteria at the sole discretion of the credit provider. Please note, this representative example could vary dependent on the service provider granting the credit transaction/agreement.
The use of our online application is easy as we have our inhouse finance and we work with different credit providers who will assist you with a personal loan
Personal loans are similar to other types of loans: You borrow money from a lender to pay for personal expenses, which you eventually repay with interest and fees.
Before applying, you first need to figure out what type of personal loan you want. Compare lenders offering that loan, making sure you’re eligible. Once you’ve found your match, get all of your documents together and fill out the application.
How long it takes for your lender to get back to you depends — it can be anywhere between a few hours and a few weeks. If you’re approved, you should receive your funds shortly, after which your repayments will start. Your loan is closed once you have paid off your balance.
When applying for a personal make sure you are not:
Placed under dept review
I D copy(must Be above 18yrs old)
3 months bank statements
Proof of residence
N.B Business Rules differ from one Credit provider to another